---
title: "Search Blog by Month - Sapience Financial"
description: "search our Sapience Financial archive of Blog Articles by month written"
url: "https://sapience.com.au/resources/search-blog-articles-by-month?layout=blog&start=100"
date: "2026-06-24T20:08:09+00:00"
language: "en-GB"
---

[ ![wall graffiti of captain Spock, Star Trek fame](https://sapience.com.au/images/blog/intro-are-you-prepared-for-the-cost-of-surviving-cancer-sapience-financial-sapience-financial.jpg) ](https://sapience.com.au/blog/are-you-prepared-for-the-cost-of-surviving-cancer "Are you prepared for the cost of surviving cancer?") ##  [ Are you prepared for the cost of surviving cancer? ](https://sapience.com.au/blog/are-you-prepared-for-the-cost-of-surviving-cancer)

---

### 'Live Long & Prosper' in the land down under

### The Vulcan salutation, ‘Live Long and Prosper’ was first made famous by Star Trek's Commander Spock (played by actor Leonard Nimoy).

The phrase owes its now worldwide familiarity to the fact that it does indeed reflect the hopes and dreams of all people - to live long and prosper.

Now regardless of whether you subscribe to the Star Trek universe or the Star Wars franchise view of the world (or neither - \*gasp\*) the good news is for the most part Australians are becoming healthier and actually living longer – 12 years longer than the global average, to be precise.

- [ crisis insurance ](https://sapience.com.au/all-tags/crisis-insurance)
- [ family provision ](https://sapience.com.au/all-tags/family-provision)
- [ the cost to care ](https://sapience.com.au/all-tags/the-cost-to-care)
- [ prostate cancer ](https://sapience.com.au/all-tags/prostate-cancer)
- [ chart ](https://sapience.com.au/all-tags/chart)
- [ 🛡️ Specialist Risk & Insurance ](https://sapience.com.au/insights/specialist-risk-insurance)

 [ Read more … ](https://sapience.com.au/blog/are-you-prepared-for-the-cost-of-surviving-cancer)

  [ ![man jumping into deep water with rocks nearby](https://sapience.com.au/images/blog/intro-what-happens-if-my-mortgage-provider-goes-bankrupt-sapience-financial.jpg) ](https://sapience.com.au/blog/what-happens-if-my-mortgage-provider-goes-bankrupt "What happens if my mortgage provider goes bankrupt?") ##  [ What happens if my mortgage provider goes bankrupt? ](https://sapience.com.au/blog/what-happens-if-my-mortgage-provider-goes-bankrupt)

---

### The Australian mortgage market today has a range of bank and non-bank mortgage providers all competing for your mortgage business.

### While this level of competition can result in competitive interest rates, there’s still a misconception about whether a non-bank is as safe as a bank when it comes to your mortgage.

So it makes sense to understand the basics of how a mortgage contract works, how a bank and a non-bank mortgage provider make money from a mortgage contract and what happens if your mortgage provider goes bankrupt.

- [ mortgage ](https://sapience.com.au/all-tags/mortgage)
- [ 🏠 Wealth Builders & Home Finance ](https://sapience.com.au/insights/wealth-builders-home-finance)

 [ Read more … ](https://sapience.com.au/blog/what-happens-if-my-mortgage-provider-goes-bankrupt)

  [ ![red bicycle chained to lamp pole](https://sapience.com.au/images/blog/intro-family-guarantors-money-and-mortgages-and-what-you-need-to-know-sapience-financial.jpg) ](https://sapience.com.au/blog/family-guarantors-money-and-mortgages-and-what-you-need-to-know "Family Guarantors, money and mortgages and what you need to know") ##  [ Family Guarantors, money and mortgages and what you need to know ](https://sapience.com.au/blog/family-guarantors-money-and-mortgages-and-what-you-need-to-know)

---

### Are you considering asking a family member to become your Guarantor for a mortgage?

### Here are some things you need to know and do- first

- One of the questions about home loans and mortgages we're regularly asked by older clients is, ‘Can a parent go Guarantor to a Mortgage to help one of their adult children?’
- Their adult children usually ask a variation on the same question, ‘When can a parent go guarantor to a Mortgage loan?'
- The real question people want to ask is 'Should you ever become a Guarantor to a Mortgage?'
- [ mortgage guarantor ](https://sapience.com.au/all-tags/mortgage-guarantor)
- [ borrowing from friends or family ](https://sapience.com.au/all-tags/borrowing-from-friends-or-family)
- [ 🌳 Family, Legacy & Aging ](https://sapience.com.au/insights/family-legacy-aging)
- [ ⚖️ Estate Law & Succession Planning ](https://sapience.com.au/insights/estate-law-succession)

 [ Read more … ](https://sapience.com.au/blog/family-guarantors-money-and-mortgages-and-what-you-need-to-know)

  [ ![smiling middle aged male face](https://sapience.com.au/images/blog/intro-why-does-getting-a-life-insurance-policy-sometimes-take-longer-then-expected-sapience-financial.jpg) ](https://sapience.com.au/blog/why-does-getting-a-life-insurance-policy-sometimes-take-longer-then-expected "Why does getting a life insurance policy sometimes take longer then expected?") ##  [ Why does getting a life insurance policy sometimes take longer then expected? ](https://sapience.com.au/blog/why-does-getting-a-life-insurance-policy-sometimes-take-longer-then-expected)

---

### Getting your Life Insurance policy and Income Protection policy can sometimes take longer than people might expect and the main reason why is simple.

### Once you have this type of policy, it can’t be taken away from you or cancelled by the insurance company, regardless of any future changes to your health or occupation.

The life insurance Underwriter has to get it right the first time because they don't get a second chance to fix a problem they may have originally overlooked.

- [ Guaranteed Renewable ](https://sapience.com.au/all-tags/guaranteed-renewable)
- [ 🛡️ Specialist Risk & Insurance ](https://sapience.com.au/insights/specialist-risk-insurance)
- [ 🏠 Wealth Builders & Home Finance ](https://sapience.com.au/insights/wealth-builders-home-finance)

 [ Read more … ](https://sapience.com.au/blog/why-does-getting-a-life-insurance-policy-sometimes-take-longer-then-expected)

1. [ Smart strategies for your Super this EOFY 2021](https://sapience.com.au/blog/smart-strategies-for-your-super-this-eofy)
2. [ Teaching your kids to save is child's play](https://sapience.com.au/teaching-your-kids-to-save-is-childs-play)
3. [ The beginner's guide to actually setting financial goals](https://sapience.com.au/blog/the-beginners-guide-to-actually-setting-financial-goals)
4. [ Living happily ever after in a rented house, maybe](https://sapience.com.au/blog/living-happily-ever-after-in-a-rented-house-maybe)
5. [ Three high-stakes risks of being a Sole Trader](https://sapience.com.au/blog/three-high-stakes-risks-of-being-a-sole-trader)
6. [ The beginner's guide to thinking about setting financial goals](https://sapience.com.au/blog/the-beginners-guide-to-thinking-about-setting-financial-goals)
7. [ How to restart your financial life during a COVID pandemic](https://sapience.com.au/blog/how-to-restart-your-financial-life-during-a-covid-pandemic)

### [ Modern Small Business Leadership](https://sapience.com.au/blog/modern-small-business)

 Page 26 of 73

## Schema

```json
{
    "@context": "https://schema.org",
    "@type": "BreadcrumbList",
    "itemListElement": [
        {
            "@type": "ListItem",
            "position": 1,
            "name": "Home |",
            "item": "https://sapience.com.au"
        },
        {
            "@type": "ListItem",
            "position": 2,
            "name": "Search Blog by Month",
            "item": "https://sapience.com.au/resources/search-blog-articles-by-month"
        }
    ]
}
```