---
title: "refinancing a mortgage refinance reduce debt debt consolidation reduce debt - Sapience Financial"
description: "Life Insurance Advice and  Modern Estate Planning Services for Australian Small Business Owners, Partnerships & their Families"
url: "https://sapience.com.au/refinance/reduce-debt"
date: "2026-05-25T18:45:08+00:00"
language: "en-GB"
---

#  refinancing a mortgage refinance reduce debt debt consolidation reduce debt

 | [Title](# "Select to sort by this column") |

|---|
| [ 7 Ways to pay down your home loan faster ](https://sapience.com.au/blog/7-ways-to-pay-down-your-home-loan-faster) |
| [ Get to know your New Credit Score ](https://sapience.com.au/blog/get-to-know-your-new-credit-score) |
| [ Mortgage & Debt Refinancing ](https://sapience.com.au/services/premium-services/mortgage-debt-refinancing) |
| [ Think before you refinance the mortgage ](https://sapience.com.au/blog/think-before-you-refinance-the-mortgage) |
| [ Understand how an offset account works ](https://sapience.com.au/blog/understand-how-an-offset-account-works) |
| [ Understanding lenders mortgage insurance ](https://sapience.com.au/blog/understanding-lenders-mortgage-insurance) |
| [ What happens to my government HECS or HELP Debt when I die? ](https://sapience.com.au/blog/what-happens-to-my-government-hecs-or-help-debt-when-i-die) |

## Schema

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