#  🏠 Wealth Builders & Home Finance

Smarter strategies to manage your home debt and turn your mortgage into a wealth tool.

- ###  [ Think before you refinance the mortgage ](https://sapience.com.au/blog/think-before-you-refinance-the-mortgage)
- ###  [ Three facts of modern life: Death, Taxes & Increasing Petrol Prices ](https://sapience.com.au/blog/three-facts-of-modern-life-death-taxes-increasing-petrol-prices)

- ###  [ Tips for when you’re looking to buy strata residential property ](https://sapience.com.au/blog/tips-for-when-you-re-looking-to-buy-strata-residential-property)
- ###  [ Under 25 and have less than $6,000 in your super? ](https://sapience.com.au/blog/under-25-and-have-less-than-6000-in-your-super)

- ###  [ Understanding lenders mortgage insurance ](https://sapience.com.au/blog/understanding-lenders-mortgage-insurance)
- ###  [ What are the odds of you needing to claim on your personal insurance? ](https://sapience.com.au/blog/what-are-the-odds-of-you-needing-to-claim-on-your-personal-insurance)

- ###  [ What happens if my mortgage provider goes bankrupt? ](https://sapience.com.au/blog/what-happens-if-my-mortgage-provider-goes-bankrupt)
- ###  [ What happens if you unconsciously Avoid money? ](https://sapience.com.au/blog/avoidant-money-beliefs)

- ###  [ What happens if you unconsciously equate money with Status? ](https://sapience.com.au/blog/status-money-beliefs)
- ###  [ What happens if you unconsciously idolise money? ](https://sapience.com.au/blog/idolise-money-beliefs)

- ###  [ What happens to your Super in a relationship breakdown? ](https://sapience.com.au/blog/what-happens-to-your-super-in-a-relationship-breakdown)
- ###  [ What happens when you're deemed too old for a home loan? ](https://sapience.com.au/blog/what-happens-when-you-re-too-old-for-a-home-loan)

- ###  [ What is an account based pension and why should I care? ](https://sapience.com.au/blog/what-is-an-account-based-pension-and-why-should-i-care)
- ###  [ What's really at stake when you borrow with others? ](https://sapience.com.au/blog/whats-really-at-stake-when-you-borrow-with-others)

- ###  [ When is it possible to get early access to my super? ](https://sapience.com.au/blog/when-can-i-get-early-access-to-my-super)
- ###  [ Who gets your super and its life insurance, when you die? ](https://sapience.com.au/blog/nominating-who-gets-your-super-and-life-insurance)

- ###  [ Who is your super beneficiary? ](https://sapience.com.au/blog/who-is-my-superannuation-beneficiary)
- ###  [ Why does getting a life insurance policy sometimes take longer then expected? ](https://sapience.com.au/blog/why-does-getting-a-life-insurance-policy-sometimes-take-longer-then-expected)

- ###  [ Your Mortgage or your Super - which one should get your money first? ](https://sapience.com.au/blog/your-mortgage-or-your-super-which-one-should-get-your-money-first)

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