Disclaimers, red tape and fine print

We use bank grade 2048-bit SSL security certificates to encrypt website data and keep you safe. (Just so you know) We use bank grade 2048-bit SSL security certificates to encrypt website data and keep you safe. (Just so you know)

We'd like to be really clear about something

This site does not provide legal, financial, medical or other commercial advice and by using this website you agree to its conditions.
This site is about providing helpful factual information and doesn't take into account a person's individual and very different set of circumstances. All case studies are composites of multiple scenarios and contain no reference to our clients.
Professional Memberships

Sapience holds a number of professional memberships.

logo of ProBono AustraliaSapience is a professional member of the AFA          

Site security

The green security lock at the top left side of the website indicates that all communication between your browser and our site (including emails) is encrypted and safe using online banking grade security.

Financial advice

Our Senior Adviser Drew Browne and Sapience Corporation Pty Ltd. ABN 29 086 679 718 are authorised representatives of an AFSL licence number #237857 ABN 13 085 335 397. They will be acting on behalf of the AFSL if they recommend financial products to you later after considering your circumstances.

  • You can download the Financial Services Guide (FSG) here.
Credit advice (yep it's different from financial advice - we think that's crazy too)

Drew Browne is an authorised Credit Representative of an Australian Credit Licensee number #389069 ABN 18 083 593 051. He will be acting on behalf of the ACL if he recommends credit products to you later after considering your circumstances.

Please Contact Us if you have any questions.


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