Who's your super beneficiary?

With superannuation now being a compulsory part of life, many people soon have significant amounts in their super and its growing at 9.5% per year - the minimum compulsory amount all employers are required to withhold from your income and deposit into your super account, for retirement.

In reality, if you passed away today, the value of your super benefit can be significantly higher because of the ‘hidden’ life insurance component.

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Need to get early access to some of your super?

Nothing starts a heated conversation between mates at a BBQ quicker than a question about superannuation and whether you should be allowed to get access to it before you retire.

The government's stated purpose behind our national compulsory super savings plan is to provide people income in retirement to substitute (or supplement) the Age Pension. This is known as the sole purpose test.

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Life insurance inside your super has special rules you need to understand - especially if you're a blended family.

You need to let your super fund (and life insurance company) know who you want as a beneficiary to receive any payout made upon your death.

This is especially important if your life insurance is owned by your super fund because there are additional rules you need to understand.  If you don't, then you'll leave a whole lot of unnecessary pain and problems for your survivors.

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A new type of super contribution has been announced and it’s called the downsizer superannuation contribution (DSC)

Putting money into your super fund or paying down your home mortgage has always been a difficult choice for many Australians.

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Why you can’t leave your superannuation to your parents, even if you wanted to

Most people have some form of superannuation and it’s not long until the question gets asked, 'Who gets my Super if I die?'

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Common mistakes with Employer Super Obligations

The Australian Tax Office (ATO) runs education campaigns for business owners in the services industries to help them better understand their super obligations.

These are some of the most common mistakes employers make

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