Get clear on what's at stake when you borrow with others

Understanding 'joint and severally liability loans' and what it means for you.

You might think when you take out a joint mortgage with someone else you’re only responsible for your ‘half’ or share of the loan.

Think again because this is not the case.

  • By signing a mortgage contract with someone else, you’re each agreeing to pay off the whole debt if the other can’t – or won’t – pay it.
Published in Blog

Start your year with The Better Business Book, available now on Kindle.

100 Business Lessons To Live By

If you’re like me, you probably have 100’s of business and professional self-development books. Some of them you’ve read, some of them you’ve half read and well, some are hiding under your bed stashed away in the storage box of shame, to read one day. *sigh*

Busy people know sometimes life gets in the way.

Published in Blog

Many business owners don’t know they can insure their fixed overhead costs in case they become sick or injured and cannot work.

This is a much better solution than trying to pay for the fixed recurring business costs from your own income protection benefit.

Every family and small business needs to answer this question

This presentation is about the question 'How much risk can I personally hold?'

Published in Slides

If you're in business with other people you need to be able to answer these 6 questions

This presentation is about the increased risks of having more than one owner (or family member) in a business and the importance of having a business owners agreement in place.

Published in Slides

Making a more conscious choice about where you spend your money?

You're probably part of todays conscious consumer movement (and the brands they choose to love)

Published in Blog

Common mistakes with Employer Super Obligations

The Australian Tax Office (ATO) runs education campaigns for business owners in the services industries to help them better understand their super obligations.

These are some of the most common mistakes employers make

Published in Blog