When it comes to romance and relationships, the emotional decision about who you think is your partner, may be very different to the legal decision about who is legally considered your de facto partner.
The questions about who may be a boyfriend or girlfriend and who is a de facto become important distinctions when it comes to super payouts, life insurance payouts and family law claims on your finances, investments and property interests.
If you plan on leaving your superannuation to your now adult kids when you pass away, there's a strong possibility your super death benefit payout will be hit with tax.
Here are 12 Steps to help you better understand what to do when you're the Executor of someone's Will.
Many blended Australian families wanting greater certainty in their estate planning choose to make a mirror Will with their spouse - effectively leaving everything to each other.
Most adults are presumed to have the mental capacity to give consent themselves. But what happens when you can’t make decisions for yourself?
The person next in line to make decisions for you is referred to as the person responsible and it might not be your next of kin.
Finally Sorted is the estate planning division of Sapience Financial specialising.
For most of our risk insurance clients, getting their Estate Planning sorted is a natural next step so they can then cross-reference those important details into their estate plan documents too.
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Driving a car is probably a big part of your life right?
It doesn't take long before we've all seen a few close calls, or maybe even an accident.
Nobody plans to be in an accident they're just a part of modern life in cars, so keeping our family as safe as possible on the roads is important to all of us.
Thankfully, today's cars have a range of safety features installed. Modern cars even have multiple airbags ready to protect its occupants in case of a serious accident.
Now while you might not see them, knowing they're there in case of emergency, helps you feel safe, so you're free to enjoy the drive.
Well, just like safe driving, in our personal lives we all have to plan ahead to prevent problems.
These days modern life brings new problems that usually can only be solved with modern day solutions.
Modern Estate Planning is like the safety bags in your car, but for your life.
Getting your Will in place probably feels a lot like flossing — it's uncomfortable work for no current obvious result — we know we should do it but we either put it off or fall into the bad habit of simply finding more reasons to keep putting it off completely.