Know your risk

Fun fact: Statistically you have a greater chance of dying on the way to buying a Lotto ticket, then you have of actually winning Lotto. Fun fact: Statistically you have a greater chance of dying on the way to buying a Lotto ticket, then you have of actually winning Lotto.

Some things in life that affect us all equally—regardless of who we are.

These things aren't personal - they're actually just statistical. These numbers and what they warn us about are the same for everyone without discrimination.

We call them The Numbers of Life

A personal story

The Numbers of Life happened to me and I never saw it coming. One day I was enjoying life, work and good health, the next I was having urgent surgery. Little did I know that day triggered a domino effect that took my health, my legal career and my ability to speak for the next two years.

The hardest part was finding out there was a solution that could have protected me and those who relied upon me, from the devastating financial effects of this medical trauma — but nobody warned me. It's time to know your risk.Drew Browne Director Sapience

11 Key Risks that every Australian should know

Drew Browne

Drew specialises in helping people protect and provide for what matters most in their lives. He's an award-winning writer, speaker, financial adviser and business strategy mentor. His company Sapience Financial and Investment Services is committed to using business solutions for good in the community, and in 2015 certified as a B Corp. In 2017 Drew was recognised in the inaugural Australian Westpac Businesses of Tomorrow national awards. Drew writes for successful Small Business Owners and Entrepreneurs at Smallville, his blogs can be read on and you can connect with him on LinkedIn.

Any advice provided is general advice only and we have not considered your personal circumstances. Before making any decision on the basis of this advice you should consider if the advice is appropriate for you based on your particular circumstance.

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About Us

Wherever you are on your financial journey, whether it’s your business, your family or just you; it’s about good information, good connections and good financial advice — and the ability to recognise the difference.

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