If you're feeling you could be doing more with your money and protecting what's important to you but not sure where to start, here are some free resources to help get you started.

Throughout life, insurance needs shift. What you need to protect a growing family now is different than what you’ll need at 60. That’s why it pays to understand how different forms of insurance can help you and your family thrive financially. Sapience has a range of options to ensure your money goes the distance through life’s transitions—whatever the future has in store.

Sleep easier remedy #1

Protect what you cannot afford to loose - your ability to earn an income

It's no surprise that the majority of Australians are underinsured. Nobody what's to think about falling sick or being seriously injured and our cultural approach to life's risks with a she'll be right attitude hasn't served us well.

Welcome to Smallville Readers!

Download our free eGuideYou've probably arrived here because you saw my guest blogs on Smallville.

Hi, my name is Drew Browne and I'm the Director of Sapience Financial and Investment Services.

  • We specialise in helping small business owners and their families protect themselves from their business risks.

As a useful gift to Smallville readers, why don't you check out the resources below about Business People Protection?

If you have any questions, just Contact Us - we'd love to hear from you.

31 Families every day lose their primary (or equal) income-earning member, in Australia

It's time for a family reality check - by the numbers.

In the perfect world, everyone will have enough money to be free to purchase the right amount of personal insurance they need to make sure every part of their life is protected from the statistical realities we call The Numbers of Life.

Learn 3 new financial things each monthSome things in life are nice to know and some are important to know.

But how do you find the time to discover which ones are which?

  • Our monthly Not-a-Newsletter shares short tips, blog articles, downloads (and occasional videos) for our clients, friends and supporters useful to you and your family's financial life.
  • We think it helps our clients, friends and supporters become more life confident.

We'll send you a copy if you'd let us know your first name and email address in the form below.

Drew Browne

Badass stuff

Becoming badass at life is about becoming a better version of yourself and developing your ability to protect and provide, inspire and lead those you love and respect.

Anything else is probably a poor imitation and a waste of your precious time.

Take our annual Spring Survey of SME Business Owners

Are you preparing for your phone (or online) insurance application interview with us?


Relax - we have clients Australia wide in different time zones and have that covered.

Many are living very busy lives and can range from;

  • Time poor professionals
  • Busy families
  • Shift workers
  • Fly-In-Fly-Out workers,
  • People living in remote locations, or
  • People who have high confidentiality needs.

Our in-house remote interview service means that wherever you are, whenever works for you, working with us is convenient, personal and confidential.


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About Us

Wherever you are on your financial journey, whether it’s your business, your family or just you; it’s about good information, good connections and good financial advice — and the ability to recognise the difference.

UN Sustainable Development Goals Advocate

Mobile Service

Work with us Online: over email, phone or video conference after hours.

Work with us Face to Face: let's meet at your office, your favourite cafe, or your home (or gelato bar).

Work with us any way that works best for you.


1300 137 403
George St Sydney, NSW 2000


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