Blog
Welcome to our Personal Finance Blog
Money bewilders most of us. How to spend it, save it, invest it, and how to best protect the person who makes it.
These questions we all face daily — a puzzle we all attempt to understand and solve just about every day. Yet despite money's centrality to our lives and businesses, it's something we all grapple with, and mostly in private.
- Money is the 'Lord Voldemort' of topics; feared by most and mentioned by a few. It's oddly uncomfortable to discuss socially and rarely even with our partners, parents, and children.
Perhaps that's because managing our money and life's risks inevitably involves the fusion of both the emotional and practical aspects of our decision-making processes. The most difficult of questions are those with both economic and emotional answers.
Our educational Personal Finance Blog is for people who want to grow and remain wealthy. And while the journey toward wealth is clearly marked, you still have to be looking in the right direction.
At Sapience, we're all about The How.
Quick Federal Budget Summary for 2021-2022
The 2021-22 Federal Budget has a number of highlights relevant to many of our clients, friends, and supporters explored further below.
What does life look like if petrol hits $3 per litre?
The latest financial stressor for families and businesses as we face the new normal in 2022 is runaway fuel prices.
But this recent price rise at the petrol bowser might have a very different long term effect for us all.
Has Flooding & Extreme weather affected you or your family this year?
If the last two years have taught us anything, it’s that anything can happen, it usually does - and we all do better knowing we have a backup plan in place.
The four key facts about super you need to know if you want to pay less tax in 2022
Is fair to say double-digit investment growth may not return to the investment market for some period of time, so making sure we get good value for what we are saving to invest, is more important than ever.
How to begin setting limits on The Bank of Mum & Dad
Annual research indicates an average of 6 out of 10 parents report supporting their adult children financially to the detriment of their own financial stability - and it's getting worse.
New requirements for all Australian Company Directors - get your Directors ID - asap
Are you a Director of a company?
Perhaps you have a Self Managed Super Fund (SMSF) and you're the Director of your SMSF Corporate Trustee? If so you’re caught up in the latest new regulation from the Australian government.
- All company Directors are now required to register for a unique 15 digit identifier.
- COVID-19 & Life Insurances FAQs
- When your child asks about money
- Adaptability: the underrated skill for living a bigger financial life
- Are you prepared for the cost of surviving cancer?
- What happens if my mortgage provider goes bankrupt?
- Family Guarantors, money and mortgages and what you need to know
- Why does getting a life insurance policy sometimes take longer then expected?
