Blog
Welcome to our Personal Finance Blog
Money bewilders most of us. How to spend it, save it, invest it, and how to best protect the person who makes it.
These questions we all face daily — a puzzle we all attempt to understand and solve just about every day. Yet despite money's centrality to our lives and businesses, it's something we all grapple with, and mostly in private.
- Money is the 'Lord Voldemort' of topics — feared by most and mentioned by a few. It's oddly uncomfortable to discuss socially and rarely even with our partners, parents, and children.
Perhaps that's because managing our money and life's risks inevitably involves the fusion of both the emotional and practical aspects of our decision-making processes. The most difficult of questions are those with both economic and emotional answers.
Our educational Personal Finance Blog is for people who want to grow and remain wealthy. And while the journey toward wealth is clearly marked, you still have to be looking in the right direction.
At Sapience, we're all about The How.

Walking the path of least resistance?
Most electronic devices come with default settings already preconfigured.
They’re designed to suit the average person and provide a basic level of functionality so you can use the device in your normal life.
But there’s so much more you can do if you change these settings.
The problem is most people don't know what the default settings are. They abdicate their experience of life to what was pre-set for them - by expectation, culture or experience or perceived opportunity – not what could be.

Who is Kim Kardashian and what is she teaching my kids about sex, money, and fancy handbags?
So have you had ‘the talk’ with your teenagers yet?

Building trust in diverse teams
There are times in life when your good ideas just don't get the results you need. Your best people skills, no longer bring out the best in them. And you begin to recognise your need for new skills, only after you’ve already started a project.

How to show meaningful support in times of grief
'In the end, we will remember not the words of our enemies, but the silence of our friends'. Martin Luther King, Jr

The future of business and its social, moral and commercial decisions
In January 2018 Ingvar Kamprad, the Swedish business genius behind the flatpack furniture giant IKEA, passed away at 91 leaving a business empire turning over $30 billion annually.

Moneyism’s and why what happens in childhood doesn’t remain in childhood
Let me tell you something you already know: there’s a clear connection between your attitudes and your wealth.
If you've taken a public vow of poverty and then you win the lottery, (or receive an inheritance, or an insurance payout), either way your money belief system will probably get in the way.
- Good character matters in people, it matters in organisations too
- What to do when the other side has all the power and you have all the emotion
- Ask the hard questions early in business
- What comes to mind when you hear the word philanthropy?
- Always plan a future greater than your past
- There's never been a better time to be alive and under 35
- Working smarter not harder is bad advice