Blog
Welcome to our Personal Finance Blog
Money bewilders most of us. How to spend it, save it, invest it, and how to best protect the person who makes it.
These questions we all face daily — a puzzle we all attempt to understand and solve just about every day. Yet despite money's centrality to our lives and businesses, it's something we all grapple with, and mostly in private.
- Money is the 'Lord Voldemort' of topics; feared by most and mentioned by a few. It's oddly uncomfortable to discuss socially and rarely even with our partners, parents, and children.
Perhaps that's because managing our money and life's risks inevitably involves the fusion of both the emotional and practical aspects of our decision-making processes. The most difficult of questions are those with both economic and emotional answers.
Our educational Personal Finance Blog is for people who want to grow and remain wealthy. And while the journey toward wealth is clearly marked, you still have to be looking in the right direction.
At Sapience, we're all about The How.
Launching a new idea, new business, new brand — you're trading money for ownership
Watching the launch of a NASA space rocket burn through 80% of its fuel on take-off, just to get off the launch pad, always reminds me of just how much effort is required to launch a business successfully.
The shared determination and the alignment of all involved will be reflected in the success of the launch—or the disaster that misalignment can bring later.
How business owners and investors are using the same solution to reduce their own risks
Experiencing prostate cancer has a significant impact upon a man's personal, work, and family life. The sobering fact is 1 man dies every 3 hours from prostate cancer in Australia.
Ask yourself and then your Accountant this one question every year
Understanding the must-haves and the nice-to-haves
As a child, I remember hearing people say ‘you have to spend money to make money’.
It was one of those comments you would always feel the need to nod in agreement with, even though what it actually meant was a complete mystery to me.
I've gotten a little older now but the reason behind that statement still escapes many small business owners today.
A detailed insight into a business interruption event
Most business owners are focused on the day-to-day delivery of their products and services and doing the best for their customers.
Sometimes we forget to talk about the reality of business interruption and how we can prepare for those times.
How much money does your business owe you? (and will it ever pay you back?)
Why seeing yourself as a shareholder is often better than an owner
People go into business predominantly for the benefit of their families and for greater personal freedom.
The core motivation for many is more around serving others and less about personal entitlement
So is it any wonder, many small business owners often slip and prioritise others to their own personal and commercial detriment - and forget to pay themselves first?
The importance of carrying your own baggage
Building anything of value requires change.
But when we’re talking about personality the question is, to what degree can we change our own personalities?
- What a 9 year old boy taught me about courage
- How to protect your business from the natural habits you don’t know you have
- 10 Strategies to improve your mental toughness
- The irritation of doing good in business
- Want the biggest benefit for your buck? Now you're thinking like a philanthropist
- If it's not on your map, you probably won't go there
- Measuring the value of a business course – when is enough learning, enough?
