Blog
Welcome to our Personal Finance Blog
Money bewilders most of us. How to spend it, save it, invest it, and how to best protect the person who makes it.
These questions we all face daily — a puzzle we all attempt to understand and solve just about every day. Yet despite money's centrality to our lives and businesses, it's something we all grapple with, and mostly in private.
- Money is the 'Lord Voldemort' of topics; feared by most and mentioned by a few. It's oddly uncomfortable to discuss socially and rarely even with our partners, parents, and children.
Perhaps that's because managing our money and life's risks inevitably involves the fusion of both the emotional and practical aspects of our decision-making processes. The most difficult of questions are those with both economic and emotional answers.
Our educational Personal Finance Blog is for people who want to grow and remain wealthy. And while the journey toward wealth is clearly marked, you still have to be looking in the right direction.
At Sapience, we're all about The How.
Why you can’t leave your superannuation to your parents, even if you wanted to
Most people have some form of superannuation and it’s not long until the question gets asked, 'Who gets my Super if I die?'
Children get sick—that’s a difficult part of life for every family
But every now and then a child can get really sick and suffer a significant trauma or illness that affects the entire family.
Every day in Australia, 31 families lose their primary (or equal) income earner
It's time for a family reality check - by the numbers.
Sometimes we could all feel better with a second opinion
New Medical Second Opinion Service now available
Sapience is pleased to be able to announce we've now secured access to an International Medical Second Opinion Service for our specialist clients.
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Financial life skills are always in high demand
We took 31 Key Financial lessons and brought them together in a free eGuide to help you become more life confident in just 31 days.
If you have kids, you need to name a Guardian for them as part of your Will — this is how you do it.
How to Choose a Guardian for your children
Getting your Will in place probably feels a lot like flossing — it's uncomfortable work for no current obvious result — we know we should do it but we either put it off or fall into the bad habit of simply finding more reasons to keep putting it off completely.
- How to Budget Like A Badass!
- How to have the money talk with your partner
- How can you give money to the kids and keep them safe?
- Conversations about money I wish I had with my parents
- Managing the emotional cost of big financial decisions
- How a Letter of Wishes works in Modern Estate Planning
- Love Insurance
