Blog

Take the mystery out of applying for a mortgage

Author: Drew Browne

Date: 2017-11-26

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The 10 steps to get you well prepared to apply for a mortgage - it doesn't have to be a mystery

How to prepare for a home loan Applying for a mortgage is usually one of the biggest financial decisions a person will make in their life, so it just makes sense to give yourself the best chance. Whether you're looking for your first home loan or an investment property loan, the preparation is really the same.

Caring for someone with special or additional needs

Author: Drew Browne

Date: 2017-11-17

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A Special Disability Trust (SDT) can be a helpful way to make sure your special needs family member is cared for even if you're no longer there

What happens when the one you’re caring for, outlives you? The #1 question of parents and siblings with a special or additional needs child or sibling is usually: Who will look after them when we’re not there?

Sharps injury insurance for Medical Professionals

Author: Drew Browne

Date: 2017-10-09

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Many Medical professionals experience needlestick and sharps injuries and increased exposure to blood borne diseases

Caring for the caring professionals Our medical professionals and emergency workers are on the front line protecting our community but face increased risks just for doing their job.

Saying what's right

Author: Drew Browne

Date: 2017-10-01

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Love is a human experience, not a political statement - Anne Hathaway

When should a business express a moral opinion? A few years ago, I attended a conference for business owners discussing the importance of ethics and purpose in business. Things were going great until someone stood up and asked ‘that’ question. But wait, I’m getting ahead of myself.

Why you can’t leave your superannuation to your parents, even if you wanted to

Author: Drew Browne

Date: 2017-09-06

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Do you know who you can't leave your Superannuation to?

Why you can’t leave your superannuation to your parents, even if you wanted to Most people have some form of superannuation and it’s not long until the question gets asked, 'Who gets my Super if I die?'

Sick children recover faster when their parents can be with them

Author: Drew Browne

Date: 2017-09-02

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Children get sick—that’s a difficult part of life for every family. But every now and then a child can get really sick and suffer a significant trauma or illness that affects the entire family.

Free eGuide - 31 Families Every Day Lose a Parent

Author: Drew Browne

Date: 2017-08-21

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Download our free eGuide for parents and families

Every day in Australia, 31 families lose their primary (or equal) income earner It's time for a family reality check - by the numbers.

New Medical Second Opinion Service available to Sapience clients

Author: Drew Browne

Date: 2017-08-21

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A second opinion can make all the difference when you’re sick or injured or have a family member who depends upon you

Sometimes we could all feel better with a second opinion New Medical Second Opinion Service now available Sapience is pleased to be able to announce we've now secured access to an International Medical Second Opinion Service for our specialist clients.

Free eGuide - 31 Good Money Habits to Model for your Kids

Author: Drew Browne

Date: 2017-08-12

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We're all a role model for somebody. Download our Free eGuide for 31 financial habits you can learn

Financial life skills are always in high demand We took 31 Key Financial lessons and brought them together in a free eGuide to help you become more life confident in just 31 days.

It's time to choose a Guardian for your children, just in case

Author: Drew Browne

Date: 2017-08-07

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Choosing a Guardian for your kids today and making it legal is one of the more difficult jobs of being the best parent you can be

If you have kids, you need to name a Guardian for them as part of your Will — this is how you do it. How to choose a Guardian for your children Getting your Will in place probably feels a lot like flossing — it's uncomfortable work for no current obvious result — we know we should do it but we either put it off or fall into the bad…