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Life insurance inside your super has special rules you need to understand - especially if you're a blended family. You need to let your super fund (and life insurance company) know who you want as a beneficiary to receive any payout made upon your death. This is especially important if your life insurance is owned by your super fund because there are additional rules you need to understand. If you don't,…
How do you split expenses fairly in a relationship? What to do when you want to share bills as a couple but you each earn very different amounts of income If one partner is making $105,000 a year, while the other is making $37,500 a year, how do couples approach sharing the costs of living together equally?
Who can make emergency medical decisions for you when you can’t? Most adults are presumed to have the mental capacity to give consent themselves. But what happens when you can’t make decisions for yourself? The person next in line to make decisions for you is referred to as the person responsible and it might not be your next of kin.
Start your year with The Better Business Book, available now on Kindle. 100 Business Lessons To Live By If you’re like me, you probably have 100’s of business and professional self-development books. Some of them you’ve read, some of them you’ve half read and well, some are hiding under your bed stashed away in the storage box of shame, to read one day. *sigh* Busy people know sometimes life gets…
Christmas Trivia Cheat Sheet (optimised for discrete reading on your phone during a Christmas Trivia Battle) It's beginning to look a lot like that time of year when you're sometimes stuck for conversation starters and trivia answers at the Christmas BBQ with family and friends. Here's 25 of the best Christmas Trivia questions and answers to have up your sleeve.
Speciality Insights: 8 minute read A new disturbing risk to business is the evolving financial effects of prostate cancer surgery and its unpredictable effect upon ongoing cognitive ability Many Business Owners and Business Investors have begun using the same solution to reduce their exposure to this risk. Experiencing prostate cancer has a significant impact upon a man's personal, work and family life. The sobering fact is 1 man dies every…
The Snakes and Ladders board game has been a traditional favourite for thousands of years and like all good board games, it's a game of chance. You win the game by starting at square one and being the first to reach square 100. The fun begins after rolling the dice you randomly encounter either a setback or a shortcut, scattered across the checkerboard in the form of snakes and ladders.
Drew Browne
Sapience Founder & Director.
Simplifying Financial Complexity
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