Blog
Welcome to our Personal Finance Blog
Money bewilders most of us. How to spend it, save it, invest it, and how to best protect the person who makes it.
These questions we all face daily — a puzzle we all attempt to understand and solve just about every day. Yet despite money's centrality to our lives and businesses, it's something we all grapple with, and mostly in private.
- Money is the 'Lord Voldemort' of topics; feared by most and mentioned by a few. It's oddly uncomfortable to discuss socially and rarely even with our partners, parents, and children.
Perhaps that's because managing our money and life's risks inevitably involves the fusion of both the emotional and practical aspects of our decision-making processes. The most difficult of questions are those with both economic and emotional answers.
Our educational Personal Finance Blog is for people who want to grow and remain wealthy. And while the journey toward wealth is clearly marked, you still have to be looking in the right direction.
At Sapience, we're all about The How.

How does the world see you? And who does Google say you are?
I have something uncomfortable to confess.
My website feels very 'white', doesn’t it? And no, I’m not talking about the abundance of white space around the text.
I mean, you know … 'White'.

Are morals, ethics, and business bad bedfellows?
Your customers may have already thought about this —and expect you have too
A few years ago I attended a two-day conference for business owners discussing the importance of valuing ethics and purpose in business ahead of just pure commercial gain.
Things were going great until someone stood up and asked, ‘that question…’
But wait, I'm getting ahead of myself.

The power of dissent is in the process, not the decision
Your ability to voice disagreement with a colleague in business is a critical process many usually avoid - until a decision hits the fan.
In the real world, disagreeing openly with others – for most people – is uncomfortable and difficult - that probably explains why it’s rare.

Regardless of the reason why, the outcome is still better for everyone
It's the one skill that rules them all...
Learning to be present. Why is this a business leadership problem?
Businesses don’t have good ideas – only good people do.

Business insights while standing in line, again
Have you ever wondered why you keep going back?
(Tales of shame from the Dry Cleaners)
Have you ever been so busy in life that you've forgotten whether you're still enjoying it?
Have you ever found yourself after a less than sparkling customer experience asking yourself, 'why do I keep putting up with this?'
I can relate.
- Looking for a business partner for fun times?
- 5 Ways to see if your idea or an opportunity is worth pursuing
- Why just follow your passion is bad career advice
- Business life is a lot like a game of snakes and ladders
- Budgeting for Big Picture People
- What do you mean I have to come back to the office to work?
- The psychology of good decisions and sticky notes