---
title: "Blogs - Sapience Financial"
description: "Our Financial Blog is for people who want to grow and remain wealthy. While the journey toward wealth is clearly marked, you do have to be looking in the right direction."
url: "https://sapience.com.au/blog?start=276"
date: "2026-06-16T06:50:48+00:00"
language: "en-GB"
---

#  Blog

### Welcome to our Personal Finance Blog

![Pic of Senior Advisor Drew Browne](https://sapience.com.au/images/author-pic/ceo-drew-browne-round.png)

Money bewilders most of us. How to spend it, save it, invest it, and how to best protect the person who makes it.

These questions we all face daily — a puzzle we all attempt to understand and solve just about every day. Yet despite money's centrality to our lives and businesses, it's something we all grapple with, and mostly in private.

- Money is the 'Lord Voldemort' of topics — feared by most and mentioned by a few. It's oddly uncomfortable to discuss socially and rarely even with our partners, parents, and children.

Perhaps that's because managing our money and life's risks inevitably involves the fusion of both the emotional and practical aspects of our decision-making processes. **The most difficult of questions are those with both economic and emotional answers**.

At Sapience, we're all about **The How**.

Our educational **Personal Finance Blog** is for people who want to grow and remain wealthy. And while the journey toward wealth is clearly marked, you still have to be looking in the right direction.

### Explore Our Blog by Speciality

Select a speciality below to view our curated specialist insights and practical strategies.

[🧠 Evolutionary Finance](https://sapience.com.au/insights/evolutionary-finance) [🌳 Family, Legacy & Aging](https://sapience.com.au/insights/family-legacy-aging) [⚖️ Estate Law & Succession Planning](https://sapience.com.au/insights/estate-law-succession) [🛡️ Specialist Risk & Insurance](https://sapience.com.au/insights/specialist-risk-insurance) [🤝 Small Business Risk & Partnership](https://sapience.com.au/insights/small-business-risk-partnership) [🌍 Social Leadership & Conscious Business](https://sapience.com.au/insights/social-leadership-conscious-business) [🏠 Wealth Builders & Home Finance](https://sapience.com.au/insights/wealth-builders-home-finance) [📰 Sapience General Archive](https://sapience.com.au/insights/sapience-general-archive)

![Not made by AI sapience financial](https://sapience.com.au/images/icons/not-made-by-AI-sapience-financial-black.png)

---

  [ ![young man sitting on rock looking at the ocean while wearing a cap](https://sapience.com.au/images/blog/leadership/the-business-case-for-becoming-a-present-person-drewbrowne-modern-small-business-blog.jpg) ](https://sapience.com.au/blog/modern-small-business/the-business-case-for-becoming-a-present-person "The business case for becoming a present person") ##  [ The business case for becoming a present person ](https://sapience.com.au/blog/modern-small-business/the-business-case-for-becoming-a-present-person)

### Regardless of the reason why, the outcome is still better for everyone

It's the one skill that rules them all...

Learning to be present. Why is this a business leadership problem?

Businesses don’t have good ideas – only good people do.

- [ leadership ](https://sapience.com.au/all-tags/leadership)
- [ Modern Small Business ](https://sapience.com.au/modern-small-business-blog)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)
- [ 🌍 Social Leadership & Conscious Business ](https://sapience.com.au/insights/social-leadership-conscious-business)

 [ Read more … ](https://sapience.com.au/blog/modern-small-business/the-business-case-for-becoming-a-present-person)

  [ ![a cranky looking purebred long haired car](https://sapience.com.au/images/blog/leadership/grumpy-cat-and-the-dry-cleaner-drewbrowne-modern-small-business-blog.jpg) ](https://sapience.com.au/blog/modern-small-business/grumpy-dry-cleaners-and-the-curse-of-cat-hair "Grumpy Dry Cleaners and the curse of cat hair") ##  [ Grumpy Dry Cleaners and the curse of cat hair ](https://sapience.com.au/blog/modern-small-business/grumpy-dry-cleaners-and-the-curse-of-cat-hair)

### Business insights while standing in line, again

Have you ever wondered why you keep going back?

#### (Tales of shame from the Dry Cleaners)

Have you ever been so busy in life that you've forgotten whether you're still enjoying it?

Have you ever found yourself after a less than sparkling customer experience asking yourself, 'why do I keep putting up with this?'

I can relate.

- [ leadership ](https://sapience.com.au/all-tags/leadership)
- [ Modern Small Business ](https://sapience.com.au/modern-small-business-blog)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)
- [ 🌍 Social Leadership & Conscious Business ](https://sapience.com.au/insights/social-leadership-conscious-business)

 [ Read more … ](https://sapience.com.au/blog/modern-small-business/grumpy-dry-cleaners-and-the-curse-of-cat-hair)

  [ ![expensive sports car parked outside a one dollar shop at night](https://sapience.com.au/images/blog/leadership/embrace-your-inner-commodity-you-know-you-have-to-drewbrowne-modern-small-business-blog.jpg) ](https://sapience.com.au/blog/modern-small-business/embrace-your-inner-commodity-you-know-you-have-to "Embrace your inner commodity - you know you have to") ##  [ Embrace your inner commodity - you know you have to ](https://sapience.com.au/blog/modern-small-business/embrace-your-inner-commodity-you-know-you-have-to)

### Embrace your inner commodity - you know you have to

Death, BAS returns and Commoditisation

If there’s a single word that strikes fear in the heart of every forward-looking business owner more than, ATO Audit or HR Claim - it’s Commoditisation.

It’s like death, but not as you understand it.

- [ leadership ](https://sapience.com.au/all-tags/leadership)
- [ Modern Small Business ](https://sapience.com.au/modern-small-business-blog)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)

 [ Read more … ](https://sapience.com.au/blog/modern-small-business/embrace-your-inner-commodity-you-know-you-have-to)

  [ ![attractive young lady looking at bottles of wine in a store](https://sapience.com.au/images/blog/leadership/looking-for-a-business-partner-for-fun-times-drewbrowne-modern-small-business-blog.jpg) ](https://sapience.com.au/blog/modern-small-business/looking-for-a-business-partner-for-fun-times "Looking for a business partner for fun times?") ##  [ Looking for a business partner for fun times? ](https://sapience.com.au/blog/modern-small-business/looking-for-a-business-partner-for-fun-times)

### Navigating the new casual business etiquette and the 7 things to look for in a new relationship

When browsing online, I came across an advertisement that seems to echo the desire of many business owners.

They want more from life.

Sometimes reading what other people want, can make for compelling reading.

We all want something.

- [ leadership ](https://sapience.com.au/all-tags/leadership)
- [ Modern Small Business ](https://sapience.com.au/modern-small-business-blog)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)

 [ Read more … ](https://sapience.com.au/blog/modern-small-business/looking-for-a-business-partner-for-fun-times)

  [ ![the number 5 on a yellow sign](https://sapience.com.au/images/blog/leadership/5-ways-to-see-if-your-idea-or-an-opportunity-is-worth-pursuing-drew-browne-modern-small-business-blog.jpg) ](https://sapience.com.au/blog/modern-small-business/5-ways-to-see-if-your-idea-or-an-opportunity-is-worth-pursuing "5 Ways to see if your idea or an opportunity is worth pursuing") ##  [ 5 Ways to see if your idea or an opportunity is worth pursuing ](https://sapience.com.au/blog/modern-small-business/5-ways-to-see-if-your-idea-or-an-opportunity-is-worth-pursuing)

### 5 Ways to avoid the happy distraction of a very deep rabbit hole

In business, it doesn’t take long until you get to thinking about ‘new ways to do stuff. New ideas for products, services, and new opportunities always come to mind. And the shiniest ones seem most alluring.

The challenge is sorting these new ideas into the ones you keep, and the ones you don’t.

And then there is the tricky question of implementation.

- [ leadership ](https://sapience.com.au/all-tags/leadership)
- [ Modern Small Business ](https://sapience.com.au/modern-small-business-blog)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)

 [ Read more … ](https://sapience.com.au/blog/modern-small-business/5-ways-to-see-if-your-idea-or-an-opportunity-is-worth-pursuing)

  [ ![old time 'snake oil' charlatan salesman](https://sapience.com.au/images/blog/leadership/why-just-follow-your-passion-is-bad-career-advice-modern-small-business-blog-drew-browne.jpg) ](https://sapience.com.au/blog/modern-small-business/why-just-follow-your-passion-is-bad-career-advice "Why just follow your passion is bad career advice") ##  [ Why just follow your passion is bad career advice ](https://sapience.com.au/blog/modern-small-business/why-just-follow-your-passion-is-bad-career-advice)

### Selling half-truths to whole questions

In our connected world of 30 second sound bites and increasingly shortening attention spans, it's difficult to think that some things can't be explained in a tweet and require more discussion. But sadly that doesn't stop some people from trying to sell half an answer to a whole question and expecting nobody to notice.

Perhaps the only thing that makes a half-truth more dangerous is the fact it makes the half-lie more convincing.

- [ leadership ](https://sapience.com.au/all-tags/leadership)
- [ Modern Small Business ](https://sapience.com.au/modern-small-business-blog)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)
- [ 🌍 Social Leadership & Conscious Business ](https://sapience.com.au/insights/social-leadership-conscious-business)

 [ Read more … ](https://sapience.com.au/blog/modern-small-business/why-just-follow-your-passion-is-bad-career-advice)

1. [ Business life is a lot like a game of snakes and ladders](https://sapience.com.au/blog/modern-small-business/business-life-is-a-lot-like-a-game-of-snakes-and-ladders)
2. [ Budgeting for Big Picture People](https://sapience.com.au/blog/modern-small-business/budgeting-for-big-picture-people)
3. [ What do you mean I have to come back to the office to work?](https://sapience.com.au/blog/modern-small-business/what-do-you-mean-i-have-to-come-back-to-the-office-to-work)
4. [ The psychology of good decisions and sticky notes](https://sapience.com.au/blog/modern-small-business/the-psychology-of-good-decisions-and-sticky-notes)
5. [ Taking the 'C word' out of social responsibility](https://sapience.com.au/blog/modern-small-business/taking-the-c-word-out-of-social-responsibility)
6. [ Purpose isn’t everything, but it beats everything else](https://sapience.com.au/blog/modern-small-business/purpose-isnt-everything-but-it-beats-everything-else)
7. [ Patronus spells and the growing awareness nobody is coming to rescue you](https://sapience.com.au/blog/modern-small-business/patronus-spells-and-the-growing-awareness-nobody-is-coming-to-rescue-you)

### [ Modern Small Business Leadership](https://sapience.com.au/blog/modern-small-business)

 Page 47 of 49

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