---
title: "Blogs - Sapience Financial"
description: "Our Financial Blog is for people who want to grow and remain wealthy. While the journey toward wealth is clearly marked, you do have to be looking in the right direction."
url: "https://sapience.com.au/blog?start=270"
date: "2026-06-16T06:25:32+00:00"
language: "en-GB"
---

#  Blog

### Welcome to our Personal Finance Blog

![Pic of Senior Advisor Drew Browne](https://sapience.com.au/images/author-pic/ceo-drew-browne-round.png)

Money bewilders most of us. How to spend it, save it, invest it, and how to best protect the person who makes it.

These questions we all face daily — a puzzle we all attempt to understand and solve just about every day. Yet despite money's centrality to our lives and businesses, it's something we all grapple with, and mostly in private.

- Money is the 'Lord Voldemort' of topics — feared by most and mentioned by a few. It's oddly uncomfortable to discuss socially and rarely even with our partners, parents, and children.

Perhaps that's because managing our money and life's risks inevitably involves the fusion of both the emotional and practical aspects of our decision-making processes. **The most difficult of questions are those with both economic and emotional answers**.

At Sapience, we're all about **The How**.

Our educational **Personal Finance Blog** is for people who want to grow and remain wealthy. And while the journey toward wealth is clearly marked, you still have to be looking in the right direction.

### Explore Our Blog by Speciality

Select a speciality below to view our curated specialist insights and practical strategies.

[🧠 Evolutionary Finance](https://sapience.com.au/insights/evolutionary-finance) [🌳 Family, Legacy & Aging](https://sapience.com.au/insights/family-legacy-aging) [⚖️ Estate Law & Succession Planning](https://sapience.com.au/insights/estate-law-succession) [🛡️ Specialist Risk & Insurance](https://sapience.com.au/insights/specialist-risk-insurance) [🤝 Small Business Risk & Partnership](https://sapience.com.au/insights/small-business-risk-partnership) [🌍 Social Leadership & Conscious Business](https://sapience.com.au/insights/social-leadership-conscious-business) [🏠 Wealth Builders & Home Finance](https://sapience.com.au/insights/wealth-builders-home-finance) [📰 Sapience General Archive](https://sapience.com.au/insights/sapience-general-archive)

![Not made by AI sapience financial](https://sapience.com.au/images/icons/not-made-by-AI-sapience-financial-black.png)

---

  [ ![man wearing a golden face mask to hide his true identity](https://sapience.com.au/images/blog/leadership/pushy-sales-people-boundaries-and-the-crowned-prince-of-nigeria-drew-browne-modern-small-business-blog.jpg) ](https://sapience.com.au/blog/modern-small-business/pushy-sales-people-boundaries-and-the-crowned-prince-of-nigeria "Pushy sales people, boundaries and the Crowned Prince of Nigeria") ##  [ Pushy sales people, boundaries and the Crowned Prince of Nigeria ](https://sapience.com.au/blog/modern-small-business/pushy-sales-people-boundaries-and-the-crowned-prince-of-nigeria)

### Good boundaries make for good businesses

Over the years I’ve learned that good boundaries make for good businesses.

- [ leadership ](https://sapience.com.au/all-tags/leadership)
- [ Modern Small Business ](https://sapience.com.au/modern-small-business-blog)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)

 [ Read more … ](https://sapience.com.au/blog/modern-small-business/pushy-sales-people-boundaries-and-the-crowned-prince-of-nigeria)

  [ ![And affectionate father enjoying some instructional time with his son helping him read a book together](https://sapience.com.au/images/blog/leadership/first-time-dad-first-time-boss-drewbrowne-modern-modern-small-business-blog.jpg) ](https://sapience.com.au/blog/modern-small-business/first-time-dad-first-time-boss-and-the-world-looks-different-now "First time Dad, first time Boss and the world looks different now") ##  [ First time Dad, first time Boss and the world looks different now ](https://sapience.com.au/blog/modern-small-business/first-time-dad-first-time-boss-and-the-world-looks-different-now)

### The new role didn’t feel anything like it was supposed to — and the commercial world suddenly is not what it first seems

Life changes when your first child arrives, life changes when your first staff member arrives too.

You start to scan the horizon for threats and may even begin to see the business world around you as a less than welcoming environment in which you have to find a safe path through for your team to thrive.

- [ leadership ](https://sapience.com.au/all-tags/leadership)
- [ Modern Small Business ](https://sapience.com.au/modern-small-business-blog)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)
- [ 🌍 Social Leadership & Conscious Business ](https://sapience.com.au/insights/social-leadership-conscious-business)

 [ Read more … ](https://sapience.com.au/blog/modern-small-business/first-time-dad-first-time-boss-and-the-world-looks-different-now)

  [ ![Looking up at a exquisite domed architecture surrounded by statues of classical Greek golds looking down](https://sapience.com.au/images/blog/leadership/jesus-long-hair-and-how-bias-affects-my-business-decisions-drewbrowne-modern-small-business-blog.jpg) ](https://sapience.com.au/blog/modern-small-business/jesus-long-hair-and-how-bias-affects-my-business-decisions "Jesus, long hair and how bias affects my business decisions") ##  [ Jesus, long hair and how bias affects my business decisions ](https://sapience.com.au/blog/modern-small-business/jesus-long-hair-and-how-bias-affects-my-business-decisions)

### The not so subtle effect of unconscious bias on decision skills

While I was sitting at the bus stop the other day, an elderly lady wearing a black head scarf sat down beside me.

She was clutching a rope of rosary beads, wearing more than an occasional crucifix and was manhandling a large bag of dry cat food too big for her single-use plastic carry bag.

- [ leadership ](https://sapience.com.au/all-tags/leadership)
- [ Modern Small Business ](https://sapience.com.au/modern-small-business-blog)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)
- [ 🌍 Social Leadership & Conscious Business ](https://sapience.com.au/insights/social-leadership-conscious-business)

 [ Read more … ](https://sapience.com.au/blog/modern-small-business/jesus-long-hair-and-how-bias-affects-my-business-decisions)

  [ ![a beautiful white haired cat on a white floor in a cream white room](https://sapience.com.au/images/blog/leadership/diversity-matters-is-your-website-a-little-too-white-drewbrowne-modern-small-business-blog.jpg) ](https://sapience.com.au/blog/modern-small-business/diversity-matters-is-your-website-a-little-too-white "Diversity matters – is your website a little too white? ") ##  [ Diversity matters – is your website a little too white? ](https://sapience.com.au/blog/modern-small-business/diversity-matters-is-your-website-a-little-too-white)

### How does the world see you? And who does Google say you are?

I have something uncomfortable to confess.

My website feels very 'white', doesn’t it? And no, I’m not talking about the abundance of white space around the text.

I mean, you know … 'White'.

- [ leadership ](https://sapience.com.au/all-tags/leadership)
- [ Modern Small Business ](https://sapience.com.au/modern-small-business-blog)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)
- [ 🌍 Social Leadership & Conscious Business ](https://sapience.com.au/insights/social-leadership-conscious-business)

 [ Read more … ](https://sapience.com.au/blog/modern-small-business/diversity-matters-is-your-website-a-little-too-white)

  [ ![audience members listening attentively to a business speaker](https://sapience.com.au/images/blog/leadership/when-should-a-business-express-an-opinion-on-a-moral-or-social-issue-drewbrowne-modern-small-business-blog.jpg) ](https://sapience.com.au/blog/modern-small-business/when-should-a-business-express-an-opinion-on-a-moral-or-social-issue "When should a business express an opinion on a moral or social issue?") ##  [ When should a business express an opinion on a moral or social issue? ](https://sapience.com.au/blog/modern-small-business/when-should-a-business-express-an-opinion-on-a-moral-or-social-issue)

### Are morals, ethics, and business bad bedfellows?

> Your customers may have already thought about this —and expect you have too

A few years ago I attended a two-day conference for business owners discussing the importance of valuing ethics and purpose in business ahead of just pure commercial gain.

Things were going great until someone stood up and asked, ‘that question…’

But wait, I'm getting ahead of myself.

- [ leadership ](https://sapience.com.au/all-tags/leadership)
- [ ethics ](https://sapience.com.au/all-tags/ethics)
- [ modern estate planning ](https://sapience.com.au/all-tags/modern-estate-planning)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)
- [ 🌍 Social Leadership & Conscious Business ](https://sapience.com.au/insights/social-leadership-conscious-business)

 [ Read more … ](https://sapience.com.au/blog/modern-small-business/when-should-a-business-express-an-opinion-on-a-moral-or-social-issue)

  [ ![demonstrators sitting holding signs 'Black Lives Matter'](https://sapience.com.au/images/blog/leadership/dissenters-and-trouble-makers-are-not-the-same-thing-drewbrowne-modern-small-business-blog.jpg) ](https://sapience.com.au/blog/modern-small-business/dissenters-and-trouble-makers-are-not-the-same-thing "Dissenters and trouble makers are not the same thing") ##  [ Dissenters and trouble makers are not the same thing ](https://sapience.com.au/blog/modern-small-business/dissenters-and-trouble-makers-are-not-the-same-thing)

### The power of dissent is in the process, not the decision

Your ability to voice disagreement with a colleague in business is a critical process many usually avoid - until a decision hits the fan.

In the real world, disagreeing openly with others – for most people – is uncomfortable and difficult - that probably explains why it’s rare.

- [ leadership ](https://sapience.com.au/all-tags/leadership)
- [ ethics ](https://sapience.com.au/all-tags/ethics)
- [ modern estate planning ](https://sapience.com.au/all-tags/modern-estate-planning)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)
- [ 🌍 Social Leadership & Conscious Business ](https://sapience.com.au/insights/social-leadership-conscious-business)

 [ Read more … ](https://sapience.com.au/blog/modern-small-business/dissenters-and-trouble-makers-are-not-the-same-thing)

1. [ The business case for becoming a present person](https://sapience.com.au/blog/modern-small-business/the-business-case-for-becoming-a-present-person)
2. [ Grumpy Dry Cleaners and the curse of cat hair](https://sapience.com.au/blog/modern-small-business/grumpy-dry-cleaners-and-the-curse-of-cat-hair)
3. [ Embrace your inner commodity - you know you have to](https://sapience.com.au/blog/modern-small-business/embrace-your-inner-commodity-you-know-you-have-to)
4. [ Looking for a business partner for fun times?](https://sapience.com.au/blog/modern-small-business/looking-for-a-business-partner-for-fun-times)
5. [ 5 Ways to see if your idea or an opportunity is worth pursuing](https://sapience.com.au/blog/modern-small-business/5-ways-to-see-if-your-idea-or-an-opportunity-is-worth-pursuing)
6. [ Why just follow your passion is bad career advice](https://sapience.com.au/blog/modern-small-business/why-just-follow-your-passion-is-bad-career-advice)
7. [ Business life is a lot like a game of snakes and ladders](https://sapience.com.au/blog/modern-small-business/business-life-is-a-lot-like-a-game-of-snakes-and-ladders)

### [ Modern Small Business Leadership](https://sapience.com.au/blog/modern-small-business)

 Page 46 of 49

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