---
title: "Blogs - Sapience Financial"
description: "Our Financial Blog is for people who want to grow and remain wealthy. While the journey toward wealth is clearly marked, you do have to be looking in the right direction."
url: "https://sapience.com.au/blog?start=240"
date: "2026-06-16T04:55:27+00:00"
language: "en-GB"
---

#  Blog

### Welcome to our Personal Finance Blog

![Pic of Senior Advisor Drew Browne](https://sapience.com.au/images/author-pic/ceo-drew-browne-round.png)

Money bewilders most of us. How to spend it, save it, invest it, and how to best protect the person who makes it.

These questions we all face daily — a puzzle we all attempt to understand and solve just about every day. Yet despite money's centrality to our lives and businesses, it's something we all grapple with, and mostly in private.

- Money is the 'Lord Voldemort' of topics — feared by most and mentioned by a few. It's oddly uncomfortable to discuss socially and rarely even with our partners, parents, and children.

Perhaps that's because managing our money and life's risks inevitably involves the fusion of both the emotional and practical aspects of our decision-making processes. **The most difficult of questions are those with both economic and emotional answers**.

At Sapience, we're all about **The How**.

Our educational **Personal Finance Blog** is for people who want to grow and remain wealthy. And while the journey toward wealth is clearly marked, you still have to be looking in the right direction.

### Explore Our Blog by Speciality

Select a speciality below to view our curated specialist insights and practical strategies.

[🧠 Evolutionary Finance](https://sapience.com.au/insights/evolutionary-finance) [🌳 Family, Legacy & Aging](https://sapience.com.au/insights/family-legacy-aging) [⚖️ Estate Law & Succession Planning](https://sapience.com.au/insights/estate-law-succession) [🛡️ Specialist Risk & Insurance](https://sapience.com.au/insights/specialist-risk-insurance) [🤝 Small Business Risk & Partnership](https://sapience.com.au/insights/small-business-risk-partnership) [🌍 Social Leadership & Conscious Business](https://sapience.com.au/insights/social-leadership-conscious-business) [🏠 Wealth Builders & Home Finance](https://sapience.com.au/insights/wealth-builders-home-finance) [📰 Sapience General Archive](https://sapience.com.au/insights/sapience-general-archive)

![Not made by AI sapience financial](https://sapience.com.au/images/icons/not-made-by-AI-sapience-financial-black.png)

---

  [ ![A close up image of a Chrome polished gear knob with five gears displaying.](https://sapience.com.au/images/blog/leadership/when-two-rights-get-it-wrong-in-leading-a-team-drewbrowne-modern-small-business-blog.jpg) ](https://sapience.com.au/blog/modern-small-business/when-two-rights-get-it-wrong-in-leading-a-team "When two rights get it wrong in leading a team") ##  [ When two rights get it wrong in leading a team ](https://sapience.com.au/blog/modern-small-business/when-two-rights-get-it-wrong-in-leading-a-team)

### Building trust in diverse teams

There are times in life when your good ideas just don't get the results you need. Your best people skills, no longer bring out the best in them. And you begin to recognise your need for new skills, only after you’ve already started a project.

- [ leadership ](https://sapience.com.au/all-tags/leadership)
- [ Modern Small Business ](https://sapience.com.au/modern-small-business-blog)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)

 [ Read more … ](https://sapience.com.au/blog/modern-small-business/when-two-rights-get-it-wrong-in-leading-a-team)

  [ ![A middle aged businessman with glasses looking out of a window with his full head on his arm in deep thought](https://sapience.com.au/images/blog/leadership/what-to-say-when-you-dont-know-what-to-say-drewbrowne-modern-small-business-blog.jpg) ](https://sapience.com.au/blog/modern-small-business/what-to-say-when-you-dont-know-what-to-say "What to say when you don't know what to say") ##  [ What to say when you don't know what to say ](https://sapience.com.au/blog/modern-small-business/what-to-say-when-you-dont-know-what-to-say)

### How to show meaningful support in times of grief

> 'In the end, we will remember not the words of our enemies, but the silence of our friends'. Martin Luther King, Jr

- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)
- [ 🌍 Social Leadership & Conscious Business ](https://sapience.com.au/insights/social-leadership-conscious-business)

 [ Read more … ](https://sapience.com.au/blog/modern-small-business/what-to-say-when-you-dont-know-what-to-say)

  [ ![](https://sapience.com.au/images/blog/leadership/your-future-arrived-yesterday-but-its-in-three-pieces-drewbrowne-modern-small-business-blog.jpg) ](https://sapience.com.au/blog/modern-small-business/your-future-arrived-yesterday-but-its-in-three-pieces "Your future arrived yesterday, but it’s in three pieces") ##  [ Your future arrived yesterday, but it’s in three pieces ](https://sapience.com.au/blog/modern-small-business/your-future-arrived-yesterday-but-its-in-three-pieces)

### The future of business and its social, moral and commercial decisions

In January 2018 Ingvar Kamprad, the Swedish business genius behind the flatpack furniture giant IKEA, passed away at 91 leaving a business empire turning over $30 billion annually.

- [ leadership ](https://sapience.com.au/all-tags/leadership)
- [ Modern Small Business ](https://sapience.com.au/modern-small-business-blog)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)

 [ Read more … ](https://sapience.com.au/blog/modern-small-business/your-future-arrived-yesterday-but-its-in-three-pieces)

  [ ![man wearing jeans and tee-shirt smoking while sitting on a yellow coloured sportscar](https://sapience.com.au/images/blog/leadership/the-sensible-reason-why-we-do-crazy-things-with-money-drewbrowne-modern-small-business-blog.jpg) ](https://sapience.com.au/blog/modern-small-business/the-sensible-reason-why-we-do-irrational-things-with-money "The sensible reason why we do irrational things with money") ##  [ The sensible reason why we do irrational things with money ](https://sapience.com.au/blog/modern-small-business/the-sensible-reason-why-we-do-irrational-things-with-money)

### Moneyism’s and why what happens in childhood doesn’t remain in childhood

Let me tell you something you already know: there’s a clear connection between your attitudes and your wealth.

If you've taken a public vow of poverty and then you win the lottery, (or receive an inheritance, or an insurance payout), either way your money belief system will probably get in the way.

- [ leadership ](https://sapience.com.au/all-tags/leadership)
- [ Modern Small Business ](https://sapience.com.au/modern-small-business-blog)
- [ 🧠 Evolutionary Finance ](https://sapience.com.au/insights/evolutionary-finance)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)

 [ Read more … ](https://sapience.com.au/blog/modern-small-business/the-sensible-reason-why-we-do-irrational-things-with-money)

  [ ![](https://sapience.com.au/images/blog/leadership/Good-Character-Matters-In-People-It-Matters-In-Organisations-Too-drewbrowne-modern-small-business-blog.jpg) ](https://sapience.com.au/blog/modern-small-business/good-character-matters-in-people-it-matters-in-organisations-too "Good character matters in people, it matters in organisations too") ##  [ Good character matters in people, it matters in organisations too ](https://sapience.com.au/blog/modern-small-business/good-character-matters-in-people-it-matters-in-organisations-too)

### Empty words and missing statements

In a recent interview, I was asked for a copy of my company’s mission or values statement. Eek! Making a mission statement is something that I’ve resisted for some time so you can imagine my awkwardness at their request and the resulting exchange about why I don’t have one.

Don’t get me wrong, I have a written business manifesto of what I believe to be true, I have a clear brand essence document and I even have a detailed customer, supplier, and staff journey mapped out. Just not a mission statement.

- [ leadership ](https://sapience.com.au/all-tags/leadership)
- [ Modern Small Business ](https://sapience.com.au/modern-small-business-blog)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)
- [ 🌍 Social Leadership & Conscious Business ](https://sapience.com.au/insights/social-leadership-conscious-business)

 [ Read more … ](https://sapience.com.au/blog/modern-small-business/good-character-matters-in-people-it-matters-in-organisations-too)

  [ ![Looking at a chess board through white pieces towards the second player](https://sapience.com.au/images/blog/leadership/What-to-do-when-the-other-side-has-all-the-power-and-you-have-all-the-emotion-drewbrowne-modern-small-business-blog.jpg) ](https://sapience.com.au/blog/modern-small-business/what-to-do-when-the-other-side-has-all-the-power-and-you-have-all-the-emotion "What to do when the other side has all the power and you have all the emotion") ##  [ What to do when the other side has all the power and you have all the emotion ](https://sapience.com.au/blog/modern-small-business/what-to-do-when-the-other-side-has-all-the-power-and-you-have-all-the-emotion)

### Passion must be supported by Expertise

What does speaking truth to power and your small business marketing have in common? They each depend upon your ability to influence and capture the hearts and minds of the listener, if just for a moment.

- [ leadership ](https://sapience.com.au/all-tags/leadership)
- [ Modern Small Business ](https://sapience.com.au/modern-small-business-blog)
- [ 🤝 Small Business Risk & Partnership ](https://sapience.com.au/insights/small-business-risk-partnership)

 [ Read more … ](https://sapience.com.au/blog/modern-small-business/what-to-do-when-the-other-side-has-all-the-power-and-you-have-all-the-emotion)

1. [ Ask the hard questions early in business](https://sapience.com.au/blog/modern-small-business/ask-the-hard-questions-early-in-business)
2. [ What comes to mind when you hear the word philanthropy?](https://sapience.com.au/blog/modern-small-business/what-comes-to-mind-when-you-hear-the-word-philanthropy)
3. [ Always plan a future greater than your past](https://sapience.com.au/blog/modern-small-business/always-plan-a-future-greater-than-your-past)
4. [ There's never been a better time to be alive and under 35](https://sapience.com.au/blog/modern-small-business/never-been-a-better-time-to-be-alive-and-under-35)
5. [ Working smarter not harder is bad advice](https://sapience.com.au/blog/modern-small-business/working-smarter-not-harder-is-bad-advice)
6. [ Asking great questions is better than finding simple answers](https://sapience.com.au/blog/modern-small-business/asking-great-questions-is-better-than-finding-simple-answers)
7. [ When was the last time you were propositioned?](https://sapience.com.au/blog/modern-small-business/when-was-the-last-time-you-were-propositioned)

### [ Modern Small Business Leadership](https://sapience.com.au/blog/modern-small-business)

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